:root {
  --ink: #0b3159;
  --ink-soft: #38556f;
  --aqua: #67d5cf;
  --coral: #ff6455;
  --banana: #ffd52f;
  --cream: #fffaf0;
  --paper: #ffffff;
  --line: #dbe5e8;
  --panel: #f4fbfa;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--cream);
  font: 17px/1.65 ui-rounded, "Arial Rounded MT Bold", Inter, ui-sans-serif,
    system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

a { color: var(--ink); text-underline-offset: 3px; }
a:hover { color: #14588d; }

.wrap { width: min(1080px, calc(100% - 40px)); margin: 0 auto; }

.site-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 22px 0;
}

.brand { font-weight: 900; text-decoration: none; letter-spacing: -0.02em; }
.nav-links { display: flex; flex-wrap: wrap; gap: 18px; font-size: 0.92rem; }

.hero {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1.1fr);
  align-items: center;
  gap: clamp(28px, 6vw, 72px);
  padding: 54px 0 80px;
}

.hero-logo {
  width: min(100%, 520px);
  aspect-ratio: 1;
  object-fit: contain;
  border-radius: 30px;
}

.eyebrow {
  display: inline-flex;
  padding: 6px 12px;
  border-radius: 999px;
  color: var(--ink);
  background: var(--aqua);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

h1, h2, h3 { line-height: 1.12; letter-spacing: -0.035em; }
h1 { margin: 18px 0; font-size: clamp(2.6rem, 6vw, 5.4rem); }
h2 { margin: 0 0 22px; font-size: clamp(1.8rem, 4vw, 3.1rem); }
h3 { margin: 0 0 10px; font-size: 1.18rem; }

.lede { max-width: 620px; color: var(--ink-soft); font-size: 1.18rem; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border: 2px solid var(--ink);
  border-radius: 14px;
  color: var(--paper);
  background: var(--ink);
  font-weight: 900;
  text-decoration: none;
}

.button.secondary { color: var(--ink); background: transparent; }

section { padding: 72px 0; border-top: 1px solid var(--line); }
.section-copy { max-width: 760px; color: var(--ink-soft); }

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 30px;
}

.card {
  min-height: 210px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: var(--paper);
}

.card-mark {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-bottom: 20px;
  border-radius: 12px;
  background: var(--banana);
  font-weight: 900;
}

.steps { counter-reset: steps; display: grid; gap: 18px; margin-top: 32px; }
.step {
  position: relative;
  padding: 22px 24px 22px 74px;
  border-radius: 18px;
  background: var(--panel);
}
.step::before {
  counter-increment: steps;
  content: counter(steps);
  position: absolute;
  left: 22px;
  top: 20px;
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  color: var(--paper);
  background: var(--coral);
  font-weight: 900;
}

.notice {
  padding: 24px;
  border-left: 6px solid var(--coral);
  border-radius: 12px;
  background: var(--paper);
}

.legal { width: min(760px, calc(100% - 40px)); margin: 0 auto; padding: 32px 0 80px; }
.legal header { padding: 44px 0 18px; }
.legal h1 { font-size: clamp(2.3rem, 6vw, 4rem); }
.legal h2 { margin-top: 44px; font-size: 1.4rem; }
.legal table { width: 100%; border-collapse: collapse; }
.legal th, .legal td { padding: 13px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
.legal th { width: 32%; }
.meta, .fine { color: var(--ink-soft); font-size: 0.9rem; }

footer { padding: 34px 0 56px; border-top: 1px solid var(--line); color: var(--ink-soft); }
.footer-row { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 20px; }

@media (max-width: 780px) {
  .hero { grid-template-columns: 1fr; padding-top: 28px; }
  .hero-art { order: -1; text-align: center; }
  .hero-logo { width: min(84vw, 430px); }
  .grid { grid-template-columns: 1fr; }
  .site-nav { align-items: flex-start; }
}